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Independence Receivables Corporation
We defend against collection lawsuits, wage garnishments, and bank seizures. Whether you're facing credit card debt, medical debt, tuition bills, or other consumer debt, we can help. We focus on the area of judgment-enforcement defense involving wage garnishments, bank seizures, or lawsuits (summons and complaints.
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Independence Receivables Corporation is a debt collection agency incorporated in Maryland and licensed to collect debts in New York City. Their principal office is located at 9841 Washingtonian Boulevard, Suite 410, Gaithersburg, Maryland, 20878. You can contact them by phone at (301) 917-2353. Better Business Bureau profile for Independence Receivables Corp.
Independence Receivables Corp. Arbitration Agreement Enforced with Texas Transfer*
In this Maryland federal court case, the U.S. District Court addressed a dispute over an "Accounts Sales Agreement" between a debt collection agency and an auto deficiency accounts seller. The seller sought to enforce the agreement's dispute resolution clause requiring mediation and potential mini-trial in Austin, Texas. The court held that the arbitration clause was enforceable and transferred the case to the Western District of Texas under 28 U.S.C. § 1404(a).
Key Legal Principles:
- Valid arbitration agreements are enforceable under the Federal Arbitration Act unless the clause itself is specifically challenged.
- A condition precedent affecting party obligations, rather than contract formation, does not void an arbitration clause.
- Courts may transfer cases under § 1404(a) when a valid forum selection clause specifies another jurisdiction.
Conclusion: The court upheld the arbitration agreement's validity and transferred the case to Texas federal court rather than compelling arbitration, demonstrating the interplay between arbitration agreements and forum selection clauses. *No our case—Jesse Langel of The Langel Firm is only licensed to practice in New York.
Citation: Independence Receivables Corp. v. Precision Recovery Analytics, Inc., No. 10-cv-01534-AW (D. Md. Dec. 9, 2010).