We Defend You Against
First Resolution Investment Corporation

The Langel firm will defend consumers against New York state court collection lawsuits brought by First Resolution Investment Corporation. In appropriate cases, we may investigate claims against First Resolution Investment Corporation for violations of the Fair Debt Collection Practices Act, Fair Credit Reporting Act, and other applicable laws.

First Resolution Investment Corporation is a collection agency. According to Opencorporates, its registered business address 10625 Techwoods Circle, Cincinnati, Ohio 45242.

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Previously listed biographical information for First Resolution Investment Corporation:

First Resolution Investment Corporation is a foreign business corporation incorporated in Nevada and is principally located at 5190 Neil Road, Suite 430, Reno, Nevada, 89502. First Resolution Investment Corporation is licensed (#1302592) by the Department of Consumer Affairs to collect debts in the City of New York.

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First Resolution Investment Corporation Class Action Settlement

The Clark Class Action is a settlement involving Massachusetts residents who were subject to debt collection efforts by First Resolution Investment Corporation. The plaintiff, Debra Clark, alleged that First Resolution engaged in debt collection practices that violated Massachusetts debt collection laws, including operating without the necessary licenses and registrations. The settlement requires First Resolution to establish a $1.5 million fund, which will be used to provide benefits to eligible class members.

Key Points:

1. The settlement offers benefits to Massachusetts residents who were targeted by debt collection efforts from First Resolution Investment Corporation between April 8, 2011, and January 10, 2018.
2. Eligible class members may receive partial refunds of the amount they paid to First Resolution, with the exact amount varying depending on whether their accounts were open or closed.
3. Class members can also receive a 10 percent reduction in their remaining debt owed to First Resolution by filing a valid and timely claim. Other benefits, such as interest waivers, do not require the submission of a claim.

Clark v. First Resolution Investment Corp.: Unfair Debt Collection Practices Lawsuit

In the case of Clark v. First Resolution Investment Corp., the consumer plaintiff filed a putative class action against First Resolution Investment Corp. (FRIC) alleging unfair and deceptive debt collection practices. Clark claimed that FRIC engaged in debt collection activities without obtaining the necessary licenses and registrations required by Massachusetts debt collection laws. FRIC filed a motion to dismiss, arguing that Clark's claims were time-barred, but the court concluded that the claims were timely and denied FRIC's motion.

Key points:

1. The plaintiff filed a class action against First Resolution Investment Corp. for unfair debt collection practices.
2. Clark alleged that FRIC violated Massachusetts debt collection laws by engaging in debt collection activities without the required licenses and registrations.
3. FRIC's motion to dismiss based on the claims being time-barred was denied by the court. the claims were not time-barred because the actions taken by First Resolution, such as filing supplementary process actions and seeking wage attachment, occurred within the applicable statute of limitations period. These actions were considered separate and distinct violations of Chapter 93A and unjust enrichment, allowing the claims to proceed. The court rejected the argument that the claims accrued solely based on the filing of the original collection lawsuit.

Case Citation: Clark v. First Resolution Investment Corp., Opinion 2015-1013-BLS2, filed on February 22, 2016.

Understanding the Statute of Limitations: Time Limits for Legal Actions Across States

The statute of limitations refers to the time limit within which a legal action can be initiated. Each state has its own set of laws defining these time limits for different types of legal claims. This article provides a comprehensive overview of the statute of limitations, explaining its importance, factors influencing the time limits, and general guidelines applicable across states to help individuals navigate legal actions effectively.

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