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  • Methods of Service of Legal Papers on a Person: New York
    Methods of Service of Legal Papers on a Person: New York

    Understanding the intricacies of service methods in New York is crucial for those sued for debt to determine if they were properly served and to ensure timely responses, avoiding severe legal ...

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  • Bank Account Frozen? How to Get Access to Exempt Money
    Bank Account Frozen? How to Get Access to Exempt Money

    New York statute shields select funds from creditor attachment, even when debt obligations remain unpaid. These legal "exemptions" protect essential income required for basic living needs. Generally, ...

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  • What Happens to Judgment Enforcement upon Death?
    What Happens to Judgment Enforcement upon Death?

    Statutes relating to the enforcement of money judgments require careful reading and analysis. The below summarizes CPLR § 5208 [Enforcement after death of judgment debtor; leave of court; extension of ...

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  • Judgment Liens Explained: What Debtors and Creditors Need to Know
    Judgment Liens Explained: What Debtors and Creditors Need to Know

    A judgment lien arises when a court rules you owe a debt, allowing the creditor to claim your nonexempt property until the debt is paid.A judgment lien is created after the entry of a judgment. If you ...

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  • Know Your Rights Against Wage Garnishment Discrimination in New York
    Know Your Rights Against Wage Garnishment Discrimination in New York

    Getting your wages garnished due to debt can be stressful enough. But did you know that under New York law, your employer cannot legally punish you for it? As set forth below, New York CPLR § 5252 ...

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  • Simple Guide to Blocking Debt Collectors From Exempt Bank Funds
    Simple Guide to Blocking Debt Collectors From Exempt Bank Funds

    Key Takeaways for Protecting Your Money from Creditors Certain Funds are Off-Limits to Creditors: There are specific types of income that creditors cannot touch, no matter what. These include: Social ...

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