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  • How Federal Powers Override NY's Student Loan Time Limits: Ultimate Guide
    How Federal Powers Override NY's Student Loan Time Limits: Ultimate Guide

    What You'll Learn: In this comprehensive guide, you'll learn: How New York's 20-year statute of limitations on money judgments under CPLR § 211(b) operates, including exceptions for written ...

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  • Vacating a Default Judgment in New York: 8 Fine Points of Law (with Examples)
    Vacating a Default Judgment in New York: 8 Fine Points of Law (with Examples)

    Receive notice of a wage garnishment? Is your bank account frozen? Below are some points to consider when considering a motion to vacate (overturn) the judgment. This blog provides tips and insights ...

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  • How to Answer a Summons and Complaint in New York City
    How to Answer a Summons and Complaint in New York City

    If you have been served with a summons and complaint in New York City, you must respond in a timely manner to prevent a default judgment. This article provides you with the knowledge to do so. This ...

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  • Legal Glossary: Debtor-Creditor Law (New York 2023)
    Legal Glossary: Debtor-Creditor Law (New York 2023)

    The Essential Legal Glossary for Consumer Debtors Acceptance: 1) Intentionally receiving and keeping something. 2) Agreeing to contract terms. Acceptance of Service: Agreement by a defendant to accept ...

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  • 2023: The Year Millions Reconnect with Their Student Debt
    2023: The Year Millions Reconnect with Their Student Debt

    What’s Going on with Student Loan Repayments in 2023? In October 2023, about 27 million borrowers are expected to restart their student loan payments, marking an end to a three-year hiatus. The blog ...

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  • U.S. Poverty Surge: What Debtors & Lawyers Need to Know
    U.S. Poverty Surge: What Debtors & Lawyers Need to Know

    U.S. Poverty Rate Soars in 2022 Poverty Rate: Jumped from 7.8% (2021) to 12.4% (2022). Child Poverty: Doubled from 5.2% to 12.4%. Reasons for Increase: Expiration of pandemic federal aid and rising ...

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