New York City Debt Collection Defense Attorney

Blog Posts in May, 2023

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  • Substantiating Health Claims: Examples of Proof (and Lack Thereof) in Advertising
    Substantiating Health Claims: Examples of Proof (and Lack Thereof) in Advertising

    This is Part III of a three-part series in which I dissect the FTC’s Health Products Compliance Guidance of 2022. Some content is fairly technical (thank you, FTC), but hopefully, I convey the larger ...

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  • Can Creditors Seize Your Joint Bank Account? Know Your Rights in New York
    Can Creditors Seize Your Joint Bank Account? Know Your Rights in New York

    What are your rights when your bank account is jointly held? Can the creditor's attorney simply take all of the money? Under New York law, a joint bank account vests both holders with an unconditional ...

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  • Bank Account Frozen? How to Get Access to Exempt Money
    Bank Account Frozen? How to Get Access to Exempt Money

    New York statute shields select funds from creditor attachment, even when debt obligations remain unpaid. These legal "exemptions" protect essential income required for basic living needs. Generally, ...

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  • Can a Debt Collector Place a Lien on My Home? Yes, Here's How
    Can a Debt Collector Place a Lien on My Home? Yes, Here's How

    Yes. Creditors who have obtained judgments for unpaid debts can register these judgments to create liens against real property. This is a separate process from banks obtaining mortgage liens, which ...

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  • False Advertising Lawsuits in New York: The Cases
    False Advertising Lawsuits in New York: The Cases

    This blog dives deep into the heart of primary legal authority with a rigorous analysis of key 2nd Circuit decisions related to food and consumer-product litigation. Allegedly ineffective "charcoal" ...

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  • CACH, LLC Unable to Pin Liability on Individual for Business Credit Card
    CACH, LLC Unable to Pin Liability on Individual for Business Credit Card

    When it comes to debt collection, CACH, LLC is known for pursuing overdue personal debts. However, their reach extends to business-related debts as well. A recent case, however, highlights the ...

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