Blog Posts in March, 2012

This case illustrates the importance of scrutinizing your credit card debt chain of title. Generally, courts consider legal custody of the debt to be a threshold issue that must be resolved first ...

The Federal Trade Commission (FTC) has released a report regarding its stepped-up FDCPA enforcement over the past year. The FTC is one of the federal agencies tasked with protecting consumers from ...

In a Nassau County (New York) District Court, Midland had obtained a default judgment against the consumer, and attempted to collect on it by freezing the consumer's Sovereign's Bank account. In ...

West Virginia Attorney General Darrell McGraw announced on March 8, 2012 that his office had sued Midland Funding, LLC and Midland Credit Management (collectively "Midland") for their fraudulent ...

The US District Court for the Southern District has concluded that CPLR Article 52, as amended by the New York Exempt Income Protection Act (EIPA) does not allow for a private right of action by a ...

Although The Langel Firm is a New York-based law firm, we report on collection misconduct cases all over the country because the Fair Debt Collection Practices Act ("FDCPA") is a federal law with ...