Blog Posts in January, 2011

What is credit damage? A financial injury resulting in a reduced credit score, increased costs (i.e., interest rates) and a reduced ability to obtain credit. Why is it important? Your credit report is ...

Maybe you lost your job, or had a medical emergency. Or something happened to cause you to stop paying on a credit card. Fast-forward seven years. You pick up the phone one day, and it’s some company ...

When to hire us : 1) You discovered you have been sued (by mail, service, or noticed collection/judgment on your credit report). 2) You missed a court date relating to your debt lawsuit. 3) Your bank ...

As our troops continue to return home from service in Iraq, Afghanistan and other parts of the world, here is a reminder of the special rights that are afforded to our service members under the ...

Judge Straniere of the Richmond County Civil Court has made it a bit more difficult for some creditors to get default judgments in his courthouse. In a January 6, 2011 opinion, the Judge wrote, "Based ...

The behemoth debt buyer, Portfolio Recovery Associates (PRA), is accused of filing thousands of affidavits allegedly signed by a woman -- after she died. With their employees signing "on average" 100 ...