The Langel Firm Consumer Protection Blog

How to Challenge Process Servers at NYC Traverse Hearings: A Guide in 2025 February 16, 2025

When challenging "service" (delivery) of the summons and complaint, arm yourself with the knowledge you need to attack the case confidently. This comprehensive review examines recent court decisions ...

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How the Homestead Exemption Works in New York December 24, 2024

The Homestead Exemption law in New York, as detailed in § 5206, safeguards a person's primary residence from being used to satisfy a monetary judgment. The government's policy in implementing the ...

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How Federal Powers Override NY's Student Loan Time Limits: Ultimate Guide November 24, 2024

What You'll Learn: In this comprehensive guide, you'll learn: How New York's 20-year statute of limitations on money judgments under CPLR § 211(b) operates, including exceptions for written ...

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Fighting Foreign Lenders in NY Courts: Your Complete Guide to Jurisdictional Defenses November 7, 2024

The collection-litigation market in New York is as aggressive as ever. From a defense perspective, this blog explores the potent defenses of a) lack of subject matter jurisdiction, b) lack of personal ...

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NY Confession of Judgment Update 2024: The End of Out-of-State Debtor Exploitation November 2, 2024

Understanding New York's Confession of Judgment Law and Recent Amendments New York's Confession of Judgment (COJ) law, codified in N.Y. C.P.L.R. § 3218, is a powerful legal tool that allows creditors ...

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Can Banks Freeze LLC Accounts for Personal Judgments? | NY Legal Guide October 26, 2024

Can a Bank Restrain (freeze) the Bank Account of a Judgment Debtor's LLC Based on an Individual Debt? A bank's ability to restrain an LLC's account for a judgment debtor's personal debts is complex. ...

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