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  • Insufficient Evidence of Contract Authenticity Derails Personal Jurisdiction Claim by Purchaser of Future Receivables
    Insufficient Evidence of Contract Authenticity Derails Personal Jurisdiction Claim by Purchaser of Future Receivables

    In our collection-defense practice, I often encounter this scenario: an out-of-state defendant being served by email, regular mail, or certified mail. There is only one problem: those methods alone ...

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  • Access Your Exempt Bank Funds: The Essential Guide to Using the Exemption Claim Form Kit
    Access Your Exempt Bank Funds: The Essential Guide to Using the Exemption Claim Form Kit

    The Exemption Claim Form Kit An Attorney-Crafted Solution for Unfreezing Exempt Funds from Frozen Bank Accounts in New York Under New York CPLR §§ 5205, specific funds are protected from bank freezes. ...

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  • Sued for Debt? Top 15 Reasons to Consult a Lawyer
    Sued for Debt? Top 15 Reasons to Consult a Lawyer

    In 2024, New York has witnessed a surge in debt collection lawsuits and harassment cases. Over 96% of defendants sued in debt collection cases are unrepresented, and most are low-income seniors of ...

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  • Garnishments Alone do Not Waive Claims of Bad "Service"
    Garnishments Alone do Not Waive Claims of Bad "Service"

    Exploring Waiver in a Wage Garnishment: Esgro v. Banks Case Analysis In Esgro Capital Management, LLC v. Sharae Banks, a critical legal question was raised: Can a defendant subject to wage garnishment ...

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  • New York Expands Medical Debt Protections: What Patients Need to Know in 2024
    New York Expands Medical Debt Protections: What Patients Need to Know in 2024

    New York has significantly expanded financial assistance and medical debt collection protections for patients effective October 20, 2024. The key requirements include: Expanded Financial Assistance ...

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  • The Hidden Challenges Debt Buyers Face in Litigation in 2024
    The Hidden Challenges Debt Buyers Face in Litigation in 2024

    Debt Buyers Confront Tougher Landscape in 2024 In 2024, the standing of debt buyers in New York is influenced by several factors, including regulatory changes and broader economic conditions. The New ...

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